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Insurance Blog

Commercial Umbrella Insurance 101

Business owners put general liability insurance in place to protect against the excessive financial costs of defending claims and lawsuits. Umbrella insurance is designed to provide coverage above the limits of business liability insurance policies. This insurance takes over when your liability insurance limits have been reached. Businesses, no matter how carefully they manage their operations, can be named in several types of lawsuits. A...

A motorcycle rider’s guide to Route 66

Route 66 looms large in the collective consciousness of American motorcyclists. Often referred to as America’s Main Street, it was an economic engine both before and after World War II. Though much of the original route was bypassed by the Eisenhower Interstate System in the 1950s, it lives on to this day, with long sections of pavement preserved and accessible to motorists and motorcycle riders...

Motorcycle & Boat Coverage During Winter: Laid Up vs. Canceling

Unless you live in one of our warmer states, you will need to winterize and store your boat or motorcycle during the winter months. You have several options, including canceling your insurance, reducing the coverage, or increasing the deductible. What is Lay-Up Insurance? “Lay Up Insurance” is offered by insurance companies serving the northern states, where riding a motorcycle or boating over the winter is...

14 easy steps to changing a flat tire

Changing a tire is likely easier than you think. By preparing and educating yourself, and following the steps below, you can fix your flat tire and get back on the road in no time. 1. Make sure you have everything you need Before you hit the road, make sure you have these items stowed in your vehicle so you’re ready to change your tire: Your...

General Liability vs. Professional Liability Insurance

If you own a business, you need to ensure you have the right business insurance. What is right for your company, general liability, or professional liability insurance? It could not be more critical to select the correct type of business insurance for the activities of your company. For many types of businesses, you need both general liability and professional liability coverage. General Liability Insurance: What...