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About Us

Action Auto Insurance has insured Reno, Sparks, and all of Nevada for over 30 years at cheap rates for Reno, Sparks, and now California consumers. We are the alternative to the large chain institutions. By being an independent agent, we can offer personalized services. Contact Us for a quote and speak with an agent who represents You!

Action Auto Insurance opened in 1990 and is the leader in providing Nevada drivers with access to affordable auto insurance. Over the years we have become the #1 agent by helping clients with particular situations obtain great rates. Our customers recognize the value of having a local agent and can appreciate what keeping it local actually means.

Specializing in combining hard-to-place driver situations with policies the average consumer can afford is our goal. As an independent agent, we have partnered with only “A” rated carriers that provide insurance to fit your needs. With being fully licensed, we have the knowledge and experience to answer your insurance, licensing, and DMV questions. Thousands of clients have found us to be the leader in Nevada car insurance. For instance, we insure most types of vehicles as well as renters, boats, RVs, ATVs, and Light Commercial Insurance. We can provide a nonowner policy for those that require coverage but don’t own a car.

An Independent Advantage

We are Independent Agents in Reno, Nevada, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Action Auto Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

These folks bend over backwards, sideways, and upside-down to help you.


I have chosen Action Auto for years now and Shannon Diaz is the reason for that.

Todd Hornback Review
Todd H

I'll definitely be recommending to friends & family.

Tammy L

I highly recommend Action Auto Insurance to anyone searching for a new policy.

Jessee W

Been with them over 10 years great experience!

Jhnana S