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Insurance Blog

Do I Need Business Insurance to Rent an Office Space?

A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

Uninsured and underinsured motorist coverage

What is underinsured motorist coverage? If the driver at fault in an accident has insurance but it’s not enough to cover your medical bills or damage to your vehicle, underinsured motorist coverage can step in where the other insurance left off. The difference between uninsured and underinsured motorist coverage The fundamental difference between uninsured and underinsured motorist coverage is that uninsured covers you if you’re...

5 snowmobiling safety tips

As the temperatures drop and the snow starts piling up, you’re getting ready to once again hit the trails on your snowmobile. Whether you’re a veteran rider or you’re just discovering this wonderful winter pastime this year, remember—that’s a big, heavy machine you’re operating,  often in challenging weather conditions. So before you head out for your next snowmobile ride, check out these five safety tips....

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....